You are starting a business for the first time
You've never dealt with ZUS, the tax office or tax returns. That's normal — nobody is born knowing this. We'll start from scratch, no rush.
Want to start your own business but don't know where to begin?
Every company started with an idea and a pile of confusing paperwork. We're an accounting firm that runs Polish businesses every day — and we help you through the hardest part: the first steps. We'll explain in plain language, calculate on your real numbers, handle the formalities and stay by your side through the first months.
No accounting jargon · No judging "silly" questions · Clear price before we start
This page is for you if…
You are a foreigner in Poland
Ukrainians, Belarusians, Georgians, citizens of other countries. The hardest part usually isn't the regulations, but that everything is in a foreign language and an unfamiliar system. We'll explain how it differs from what you know back home.
You are moving from employment to self-employment
Your employer offers B2B, or you simply want to work for yourself. We'll honestly calculate how much you'd take home compared with your current contract — and whether it even pays off for you specifically.
You work informally and want to go legal
You have gigs and income, but no registration. We'll calmly show you how to go legal and what it means for your taxes.
You are turning a hobby into income
Baking, handicraft, photography, tutoring, cosmetics. We'll tell you at what point the law requires registration and whether a simplified form is enough for you.
You have already tried — and got scared
You registered, got lost, received a letter from the office or closed it in a panic. It's not a verdict. We'll check what happened and do it properly.
You are starting a business with a partner
Two people, one idea. The key is to agree at the start, not later: which form, how profit is split, what happens if someone wants to leave.
You are a student or changing careers
Different ages, the same question: "can I handle this?". We'll calculate the minimum scenario — how much a business costs if there's almost no income for the first months.
You have outgrown a JDG and are thinking about a company
Turnover has grown, risks and employees have appeared. We'll check whether it's already time for a sp. z o.o.
The most common fears — and how it really is
We've gathered the lines we hear most often in a first conversation.
You don't need to be an expert. That's our job — to know this stuff, while yours is to do your thing. There are no stupid questions in a consultation. Only the unasked ones you overpay for later.
Before every filing we explain exactly what you're signing and what it means. We never send anything "by default" without showing it to you first.
This is the most common and most logical fear. At the start there are reliefs that significantly lower contributions in the first months and years. We'll show you the payment schedule in advance — so you see real amounts instead of guessing.
Most fines at the start come from missed deadlines nobody warned you about. We keep your calendar of obligations and write to you before the deadline, not after.
No. A business can be suspended or closed — it's not a disaster or a stain on your reputation. We talk about this at the start, because the "exit route" is part of the plan too.
And it doesn't have to be. We deal with the authorities. With you — in your language. We serve clients in Polish, Ukrainian, English and Russian.
We know the feeling. Our deal is simple: if something is still unclear after an explanation, that's our problem, not yours. We'll explain it differently.
What we take on
Stage 1
Before you decide
The cheapest moment for a good decision.
- Free call: what you're planning and your real options
- Choosing the business form: JDG, sp. z o.o., PSA, a partnership
- Choosing the taxation form — on your numbers, not "in general"
- Calculation: how much the start costs and how much per month, even with zero income
- Checking whether your activity needs permits, licenses or sanitary approval
- Selecting PKD codes for what you'll actually be doing
Stage 2
Registration
The formalities are on us.
- Registering a JDG (sole proprietorship) in CEIDG
- Registering a sp. z o.o. — online (S24) or with a notary
- Registering a branch or representative office of a foreign company
- Registration with ZUS and the reliefs you're entitled to
- VAT-R — or a conscious decision not to register
- Post-registration obligations people most often trip on: CRBR, NIP-8, PCC, bank account notification
- Preparing documents to open a business bank account
- Help with a registration address if you don't have your own premises
- Trusted Profile (Profil zaufany), mObywatel, electronic signature
Stage 3
The first months
This is where things calm down.
- Bookkeeping: KPiR, lump-sum tax (ryczałt) or full books
- Monthly settlements and declarations: PIT, CIT, VAT, JPK_V7
- E-invoices in KSeF — implementation and handling
- Cash register: whether you need one, which, how to register it
- HR and payroll when you hire your first employee
- A calendar of obligations with reminders
- Unlimited questions in the first months — no counting minutes
Sole proprietorship or a company? Very briefly
| JDG | Sp. z o.o. | |
|---|---|---|
| Start-up capital | not required | PLN 5,000 |
| Liability | with personal assets | limited, with company assets |
| Registration | free, online, fast | S24 or notary + KRS |
| Bookkeeping | simpler | full, with an annual report |
| ZUS | mandatory, with reliefs at the start | usually doesn't apply to a shareholder |
| Who it's for | freelancer, one-person services | partners, higher turnover, asset protection |
JDG
- Start-up capital
- not required
- Liability
- with personal assets
- Registration
- free, online, fast
- Bookkeeping
- simpler
- ZUS
- mandatory, with reliefs at the start
- Who it's for
- freelancer, one-person services
Sp. z o.o.
- Start-up capital
- PLN 5,000
- Liability
- limited, with company assets
- Registration
- S24 or notary + KRS
- Bookkeeping
- full, with an annual report
- ZUS
- usually doesn't apply to a shareholder
- Who it's for
- partners, higher turnover, asset protection
Already have an sp. z o.o.? See what full accounting covers
Rates, limits and contribution amounts change every year — the figures above are a general guide. In a consultation we calculate your specific case according to the currently applicable rules.
Four steps
- 1
A call, 30 minutes, free
You tell us in your own words what you're planning. We ask the questions that affect the money: who your clients are, what turnover you expect, whether you'll hire, what your residence status is.
- 2
A recommendation based on numbers
We send a short comparison of 2–3 options: how much tax, how many contributions, how much is left for you. Without it, choosing a form is a lottery.
- 3
Registration
The documents and filings are on us. From you — an ID document, a few signatures and answers to follow-up questions.
- 4
The first months by your side
We keep the books, watch the deadlines, answer your questions.
Why us
We run businesses every day, not just register them. That's why our advice at the start factors in what happens a year from now, not just how to fill in the application.
We'll say "don't do this" if it's better for you. Even when another option would be more profitable for us.
We explain until it's clear. That's not an add-on service, it's a condition of working together.
You always know what's next. A calendar of obligations, reminders in advance, no "that should have been filed last month".
Frequently asked questions
With a conversation. You don't need to prepare, read regulations or come with a plan. Just tell us what you want to do and for whom — we'll ask the rest.
It depends on the form and the reliefs chosen. That's exactly why in the consultation we calculate the pessimistic scenario — so you know the minimum monthly amount before registering.
A JDG (sole proprietorship) — practically from a single day. A sp. z o.o. online — usually a few days. With a notary it takes longer, but with more flexible articles of association. Plus time to open a bank account.
A sp. z o.o. can be set up by a foreigner regardless of residence status. A JDG requires an appropriate residence basis — we'll check your specific document in the consultation.
No. We talk in the language that is comfortable for you, and we deal with the authorities.
A very common case. We run an audit: what's been filed, what's missing, which deadlines have passed — and we fix it with the smallest possible consequences.
A business can be suspended or wound up. We help with that too, and we mention this option upfront instead of staying silent about it.
Yes. Documents as photos or scans, meetings only when they are really needed.